Stewart Homes

Modern Real Estate. Fair Fees. Strategic Results

Should I Stay or Should I Sell?

STEWART HOMES

Should I Stay or Should I Sell?

Compare your current housing payment with the estimated monthly cost of your next home.

Your Current Home

Current total monthly payment (including mortgage, taxes & insurance) Monthly HOA or other housing fees (if not included above)

Include principal, interest, property taxes, homeowners insurance, and any PMI in your current payment. Don’t double-count escrow or fees.

Your Next Home

Estimated purchase price Estimated down payment (dollars)

Interest rate (% annually) Loan term (years)

Annual property taxes ($) Annual homeowners insurance ($)

Monthly HOA fees ($) Estimated monthly PMI ($, if applicable)

Enter your best estimates. Property taxes on your next home may differ from the seller’s current tax bill. If your down payment is under 20%, mortgage insurance may apply; enter an estimate above.

YOUR ESTIMATED MONTHLY COMPARISON

Current home—per month

Next home—per month

Estimated difference—

See next-home payment breakdown

Mortgage principal & interest

Property taxes

Homeowners insurance

HOA fees

Mortgage insurance (PMI)

Wondering What Your Current Home Is Worth?

A personalized home value review can help you plan your next move with greater confidence.

Request My Home Value Review

For educational estimates only; not a loan quote or financial advice. Actual payments depend on lender terms, taxes, insurance, mortgage insurance, and other charges. This calculator does not include utilities, maintenance, repair costs, purchase closing costs, or moving expenses. Calculations happen in your browser; your figures are not sent to Stewart Homes.